Monthly Archives: April 2012

DUI Checkpoint Refusal

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Why you shouldn’t use a Bankruptcy Petition Preparer and go with an attorney.

Don’t be fooled by a Bankruptcy Petition Preparer (BPP).  According to the annual report put out by the California Central District in 2011 (See link below) the vast majority of Debtors filing pro se do so with the assistance of … Continue reading

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Comparison of Chapter 7 Cases Dismissed and Discharged with Pro Se Versus Attorney Filed Petitions

The Central District of California conducted an annual report in 2011. The report provided the statistics of cases discharged and dismissed when a person represented him or herself also called Pro Se compared to those filed by an attorney. In … Continue reading

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What Makes Up a Credit Score?

Your credit score is determined by an algorithm developed by the Fair Issue Corporation (hence its other name of FICO score). Three corporations, called “credit bureaus”, specialize in collecting and reporting on financial histories. Those three companies are Equifax, Experian … Continue reading

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Eight Ways to Raise Your Credit Score

1. GET RID OF YOUR COLLECTION ACCOUNTS. Did you know that paying a collection account can actually reduce your score? Here’s why: credit scoring software reviews credit reports for each account’s date of last activity to determine the impact it … Continue reading

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Credit Repair Limitations

Credit repair limitations occur almost 100% of the time under the following situations. These situations make it nearly impossible for credit repair to help someone needing results within six months to a year. Please keep in mind even when you … Continue reading

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The Truth On Credit Restoration

4/2/2012 Along with Bankruptcy I like to help people re-build their lives once discharged. This rebuilding process includes credit repair. I acquired the following article from a colleague I retain to help clients repair their credit. Contrary to what the … Continue reading

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Felony Murder Rule

What is the Felony Murder Rule? The reason I am blogging about this concept is because I just finished watching a show called the “First 48” and so few people know about it. The episode I just recently watched was … Continue reading

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