Monthly Archives: December 2011

New California Laws Effective January 1, 2012

• Drunken drivers will lose their license for 10 years upon a third conviction within 10 years. (Passed in 2010, effective 2012.) AB 1601. There are many new laws. I will keep you posted. I just found this one interesting. … Continue reading

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What is a valid Consensual Search of my computer?

If the police come knocking on your door and ask your roommate to look if it is ok to go through your computer and he/she says yes the search could be valid. According the recent case of United States v. … Continue reading

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Valuation of your real property for the Bankruptcy Trustee

In the Southern District of the Bankruptcy Court in California the Trustee requires that you provide valuation of your home for the initial meeting of the creditors (341 Meeting).  They have accepted valuation from websites such as www.zillow.com and www.realtor.com … Continue reading

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Experian, Equifax and TransUnion = Playground Bullies

I try to drive home with clients the need to often let go of their credit score and focus on other more pressing issues.  The scope of this is not to tell you whether to file Bankruptcy or settle your … Continue reading

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Credit Score and Bankruptcy

I have been getting a lot of questions lately about how your credit score is affected by Bankruptcy.  If you are considering filing for Bankruptcy your credit score will go down once you file and are discharged.  If you are … Continue reading

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